Pre & Post Retirement Planning

A pension is one of the most important savings plans you can contribute to.

It is more than likely that when you reach retirement age you may have another 20 to 25 years to live. To enjoy that time at a standard of living you would like it is important to think about your pension fund right now! In reality the earlier you start your pension and the more you choose to contribute, the more comfortable your retirement will be.

At Oaktree our team of financial advisors have over 50 years of experience between them, giving you confidence that we will find the right pension plan to suit your needs.

Depending on your employment circumstances; whether you are self-employed, contract worker, an employee or a company director, we will discuss and advise the right pension option for you. This could be:

  • Personal Pension – A long-term investment which aims to build up a pot of money that you can use to provide an income for yourself when you retire. You can invest money regularly and make one–off payments when you wish.
  • PRSAs – More flexible than a Personal Pension policy. Anyone up to age 75 can take out a PRSA, you don’t have to be earning an income to do so. You can also save tax on contributions you make to a PRSA.
  • Directors Pension – If you are a company director you can provide greater pension funding through your company than would be possible if you were self-employed. There are also benefits like corporation tax relief on contributions and 25% of the fund is tax-free cash.

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