Blog
Learn more about planning your financial future.
Preparing For Retirement
How can I prepare for retirement? Before we ever look at when you can retire, we need to first examine how to prepare for your retirement. Many people focus on ‘their number’, i.e. how much they need to have in their pension pot before they can retire. This is...
Post-Retirement Options
When you reach retirement, you have an important financial decision to make regarding your pension fund and how it could be best used to meet you and your family’s needs in the future. Two of the most important factors you should consider are the way in which you wish...
Personal Retirement Bond (PRB)
Personal Retirement Bond / Buy Out Bond These days, jobs are often no longer for life which means that most clients have pensions from previous jobs scattered around which they do not have a full handle on, with most being left idle without proper management. These...
Executive Pensions – A Guide
Executive Pensions and their benefits If you have established a successful company which is profitable, then the company should serve you, and in order to do this, you need to be able to extract wealth from the company in the most tax-effective manner possible. As a...
Defined Benefit Pension Schemes
Defined Benefit Pension Schemes are a type of occupational pension scheme. Under a Defined Benefit Scheme, there is typically a commitment to pay you a retirement income which is calculated based on years of service and salary. You would normally have the option to...
A Guide To Defined Contribution Pension Schemes
Defined Contribution Pension Schemes are a type of occupational pension scheme. Under a defined contribution scheme, you and your employer together contribute to build up a Retirement Account for you. This Retirement Account should grow over the course of your working...
Personal Pensions – An Overview
In this week's blog, we outline Retirement Annuity Contracts – or as they are more commonly known, Personal Pensions. As we edge closer to the tax filing deadline, contributions to this scheme are used by many to reduce their tax liabilities. Similar to last week’s...
PRSAs – What You Need To Know
And so Pension Season sets in for another year! The annual season where those who are self-employed have to think about paying their tax and seek ways to reduce it by paying into a pension, and the employed worry if they have enough in their pensions! Over the coming...
