Planning for your retirement is one of the most important parts of your financial plan.

We’re living longer than ever before and wanting more out of our retirement.

Having a solid retirement plan is essential.

If you want a great standard of living during your retirement, NOW is the time to start contributing to your pension.

No matter where you are in your financial planning journey, the Oaktree Financial Team have vast experience in pension planning for all types of income circumstances and all stages of life.

Your Personal Pension

Your personal pension is a long-term investment which aims to build up a pot of money that you can use to provide an income for yourself when you retire. 

You can invest money regularly and make one-off payments whenever you wish.

Personal Retirement Savings Account (PRSA)

Save more for your retirement with a flexible Personal Pension policy. 

Anyone up to age 75 can take out a PRSA, you don’t have to be earning an income to do so. You can also save tax on contributions you make to a PRSA.

Transferring Pensions From Previous Employment

If you’ve started a new job, you should explore the benefits of transferring your old pension to your new employer’s scheme or to a personal arrangement to gain more control over your pension pot. Should you wish to consolidate multiple pensions into one pension for simplicity, a Pension Transfer could be a very cost-effective action to take.

Manage Existing Pensions

If you already have a pension, we can help you get the most out of it. We can review your existing pension and set you on the right path to retirement going forward.

Group Company Pensions

It is essential for employers to understand and meet the legal requirement to provide their staff with access to a pension scheme.

We can help take the pressure off employers, bring clarity to employees and help educate them about the importance of pensions. They are also a great way to retain and attract new talent to your business.

Your Personal Pension

Your personal pension is a long-term investment which aims to build up a pot of money that you can use to provide an income for yourself when you retire. 

You can invest money regularly and make one-off payments whenever you wish.

Personal Retirement Savings Account (PRSA)

Save more for your retirement with a flexible Personal Pension policy. 

Anyone up to age 75 can take out a PRSA, you don’t have to be earning an income to do so. You can also save tax on contributions you make to a PRSA.

Pension Transfers & Managing Existing Pensions

If you’ve started a new job you should explore the benefits of transferring your old pension to your new employer’s scheme or transfer to a personal arrangement to gain more control over your pension pot. Should you wish to consolidate multiple pensions into one pension for simplicity a Pension Transfer could be a very cost-effective action to take.

The Oaktree Team are with you every step of the way on your journey to retirement.

 Book a pension consultation with us today to begin planning for your retirement.

It’s never too early or too late to take control of your pension!

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