The start of a new year is an ideal time to focus on your Financial Goals and ambitions. Financial planning isn’t just about budgeting, saving, or investing. It is about putting all the aspects of your life together to create a plan that suits you perfectly. Having a Financial Plan is essential.
Investing in your child's future is one of the best decisions you can make as a parent. In this video, we dive into key tips from Oaktree Financial Services on how to effectively save for your child's education and future. From understanding the costs involved to selecting the right savings plan, we've got you covered with actionable advice to help you prepare for the future.
Are you in your 30s or 40s and looking to grow your wealth? This video is packed with essential financial tips from Oaktree Financial Services to help you achieve your financial goals. We'll guide you through practical strategies, from setting realistic goals and understanding your pension to managing debt and planning for future milestones. These tips will empower you to make informed decisions and maximize your financial potential.
Are you in your 20s and unsure about how to manage your finances? This video is here to help! Join us as we explore the top financial planning tips from Oaktree Financial Services designed specifically for young adults. We'll cover essential topics such as budgeting, saving, investing, and planning for the future. Whether you're just starting your career or looking to improve your financial habits, these tips will set you on the right path.
At OakTree Financial Services, our team of top-tier financial advisors and planners are dedicated to helping you save and invest wisely. Our team specialises in providing expert guidance tailored to your financial goals, ensuring a secure future through strategic planning and investment management.
Discover how OakTree Financial Services stands out among the rest with our commitment to excellence and personalised service. Whether you're planning for retirement, saving for education, or growing your wealth, our comprehensive approach to financial advice empowers you to make informed decisions.
In this video, we delve into the essential role of top financial advisors and planners at Oak Tree. Learn about our proven strategies for financial success, including investment diversification, risk management, and proactive wealth management techniques. Gain insights into how our personalised solutions can help you achieve your long-term financial objectives.
Visit our website or contact us today to schedule a consultation with OakTree Financial Services, your trusted partner in securing your financial future.
Welcome to OakTree Financial Services, your trusted partner in securing a prosperous future through expert financial advice and planning. Our dedicated team of financial advisors and planners is committed to helping you achieve your financial goals by providing personalised strategies for saving and investing.
At OakTree, we understand the importance of securing your financial future. Whether you're looking to build wealth, plan for retirement, or achieve other financial milestones, our comprehensive services are designed to meet your unique needs and aspirations. With a focus on transparency, integrity, and client satisfaction, we strive to empower individuals and families to make informed financial decisions.
In this video, we explore how OakTree Financial Services can guide you towards financial success. Learn more about our approach to wealth management, investment planning, and personalised financial solutions that align with your long-term goals. Discover why so many clients trust OakTree to navigate the complexities of financial planning with confidence and peace of mind.
Subscribe to our channel for regular updates and insights on financial planning, investment strategies, and more. Visit our website or contact us today to schedule a consultation and start securing your future with OakTree Financial Services.
Tracy Sumstad explains the importance of starting a savings account for your children's education.
With what seems like never ending, rising, living costs it is more important than ever to set aside savings and plan for your child’s future education.
Explore award-winning financial advice with Oaktree Financial Services, recipient of the Investment Broker Expert Award 2023.
Why Choose Us?
- Recognised Excellence - Four major awards in the past year.
- Trusted Experts - Our team's guidance is backed by proven success.
- Bespoke Strategies - Tailored advice that aligns with your goals.
Oaktree Financial's Group Pension Team excels in streamlining company pension schemes for clients and their employees. Our approach ensures a seamless experience by providing a dedicated point of contact to manage all aspects of employee compensation options efficiently.
For those seeking comprehensive company pension plans or seeking information on group pensions in Ireland, Oaktree Financial is your solution. Contact us today to initiate a rewarding journey towards enhancing your employee benefit offerings.
Whether you are starting or continuing your journey on the property ladder, we are here to help you.
We work with you to ensure that you are getting the best rates available.
Whether you are a first time buyer, want to switch providers, or build your own home, our mortgage specialists will guide you and help you get the most out of the mortgage process.
If you find yourself in a redundancy situation, it is very important that you understand all the options open to you in relation to the taxation of your redundancy and what happens your pension. This is where Oaktree Financial can help.
Redundancies are different for everyone, unique to your individual circumstances. We have worked with many people going through redundancy, and we have yet to come across the same situation twice.
As part of a redundancy, you need to consider the long term picture. It’s important to know what your pension is worth, and understand the consequences of all your options. Making a decision regarding your pension now can waive your right to receive a tax-free lump sum in the future. If you do decide to take a lump sum now, you need to have a clear plan for what to do with the money. The wrong decision regarding your company pension can be costly. At Oaktree Financial, we’re here to help guide you through a considered decision making process.
Book a 15-minute no-obligation complimentary chat with a member of the Oaktree team to discuss your professional and personal financial goals, and get clarity on how we can help you move forward in a way that feels good to you. No prior knowledge of financial services is required for the call as we will guide you through the process.
Practical Applications of the Small Gift Allowance:
Adult children can financially assist their parents by each gifting them €3,000 per annum. This will not be included against their Group 2 threshold.
The most common use of the allowance is for grandparents, parents, aunts and uncles to gift money to children on an annual basis. Gifts can be accumulated by a child to meet future expenditure like education or for a deposit on the purchase of a house. Both parents could gift €3,000 each to their child and also their child’s partner, so a gift of €12,000 can be given by 2 parents to their child and his/her partner in any calendar year.
It can be used as part of an Estate Planning process to reduce future inheritance tax liabilities for children and grandchildren.
Are you wondering whether you need a financial advisor? 🤔
Check out this informative video that Adrian has created to help you understand the reasons why you might benefit from working with a professional.
As financial advisors, we've seen firsthand the difference that expert advice can make in helping people achieve their financial goals. Whether you're saving for retirement, buying a home, or looking to grow your wealth, a financial advisor can provide you with the knowledge, guidance, and resources you need to succeed.
Life Insurance is not a luxury – it’s a necessity.
You want your loved ones to have the correct protection so they can have enough to meet their needs and sustain their standard of living in the event of your death. As your broker, we have access to the most competitive, comprehensive life insurance products on the market.
History has shown that the longer you keep your money invested, the greater the chances of a positive outcome.
Your investment journey is a process rather than a once-off event. As your circumstances change throughout your life you should work with your Financial Broker or Advisor to review the details of your investment strategy and refine as necessary. Regular reviews will ensure you are on track to achieve your long-term, strategic financial goals.
Wondering how much you should put into your pension?
Make the best possible plans for your retirement. If you need to figure out what you should be putting into your pension to avail of tax benefits, get in touch with Oaktree Financial now.
Our friendly experts can help you navigate the world of pensions and retirement planning.
At Oaktree Financial, we're here to help you unlock the secrets to building a secure and prosperous future. 💼📈
Whether you're just starting out on your savings journey or looking to maximise your investment portfolio, we've got you covered. Our team of financial experts will take the time to understand your unique goals, so we can craft a personalised plan that works best for you.
As interest rates are expected to rise for the foreseeable, if you are considering to transfer your pension now really would be a great time to act as interest rates are not likely to reduce in the near future.
If you want to see how you can protect and secure your pension income please visit our website to book a complimentary chat.
A life insurance policy protects your loved ones and gives you peace of mind. It pays a lump sum when you die and means that, whatever happens, those you love most are taken care of financially.
We make life insurance easy by providing low-cost life insurance and saving your time.
As your broker, we have access to the most competitive, comprehensive life insurance products on the market in Ireland.
This week we are answering some more common financial planning questions.
Some of the questions answered in this video are:
How are investment funds taxed?
What do I do if my bank is closing?
Should I clear my mortgage with an inheritance?
How do I track down old pensions?
ESG investing is also known as socially responsible investing and it refers to Environmental, Social, and Governance factors.
Many people today want to invest in funds that have a positive impact on the world, or at least not have a negative impact. ESG is becoming increasingly popular all over the world.
An ESG investment fund will exclude companies that don't tick all the socially responsible boxes.
The purpose of the webinar is to help employers and HR managers understand and meet their legal requirements to provide staff with access to a pension scheme.
This event will be of particular interest to any company or employer who wants to be socially responsible and encourage their employees to be more financially secure in their future. This includes business owners, human resources managers, general managers, or anyone else that has an influence on the employees in their company.
If you are a company that already has a group scheme, perhaps you aren't fully satisfied with your current scheme. This webinar will help you understand the importance of service levels.
If you’ve switched jobs at any time throughout your career, there is a good chance that you have left pension entitlements behind with your previous employers.
Unfortunately, your pension does not automatically come with you when you leave your job unless you take action.
If you don't recover these entitlements by the time you reach retirement, you miss your opportunity to claim the contributions made into your pension pot from your own hard earned money.
On April 13th at 1 pm, we are hosting a complimentary webinar discussing the advantages and key details of Group Company Pension Schemes for employers.
The purpose of the webinar is to help employers and HR managers understand and meet their legal requirements to provide staff with access to a pension scheme. This is especially important after the latest Pension Auto-Enrolment announcement!
This event will be of particular interest to any company or employer who wants to be socially responsible and encourage their employees to be more financially secure in their future. This includes business owners, human resources managers, general managers, or anyone else that has an influence on the employees in their company.
This video is for employers and HR managers in businesses who have either yet to set up a Group Pension for their employees or have one set up but are not getting the most out of it.
As a Financial Broker, we can help your business get the most out of a Group Pension Plan and provide ongoing financial advice for all staff and employers.
In this video, Tracy explains what investment funds are, how they work, and their main benefits.
As a Financial Broker and Advisor, we help clients choose the most suitable investment funds for their goals and circumstances. Whether that be a lump sum investment, a savings plan, or a pension plan.
Many people in Ireland underestimate how much pension savings are needed for just a moderate retirement income.
Pensions are often put off or not taken seriously until later in life, but this is a mistake a lot of people make.
Starting your pension early is one of the smartest financial decisions you can make, but it's never too late to take control.
There's no point in dwelling on the fact that you should've started sooner. Start taking your pension seriously now and take advantage of the tax reliefs.
If you are a self-employed individual, it is important to know what the most suitable types of pension plans available to you are. Tracy will outline the main differences between pension planning for a sole trader and pension planning for people who are trading as part of a limited company.
Income Protection Insurance or permanent health insurance is a protection policy which will pay you a benefit income if you've been unable to work for a certain amount of time because of illness or injury.
While we all protect the things like our cars and our homes, we forget what actually pays for these which is our income.
If you are working full-time or are self-employed, you should consider income protection, especially if you have others relying on your income.
If you are an employee who has been put in a voluntary redundancy situation, it is vitally important that you understand all of your options. Voluntary redundancies are different for every individual. We have worked with many companies in these scenarios, and we have yet to come across the same individual situation twice.
You need to know what your pension is worth and make sure you know the future consequences if you accept an increased exemption from your employer. This can waive the right for you to receive a tax free lump sum in the future which is about 25% of your pension fund. It is also important that if you do take a lump sum, that you use that money wisely and that’s where a broker like us comes in.