As you age and your family grows, it’s important to think about how you can provide for them if you were no longer around. By planning the type of protection you and your family might need in the future, you can ensure that you will be financially secure if faced with life’s difficult uncertainties.
Protecting your Family
We insure our homes, cars and even our holidays and phones, so doesn’t it make sense to protect those you love in the event that something happens and you can’t provide for them? Whether you require serious illness cover, term protection, whole of life cover or pension term protection, there are a number of options to choose from.
Protecting your Home
A life insurance plan is required if you have a mortgage. It protects your home by helping to repay your mortgage if you die, securing the protection of your spouse, civil partner and/or dependants. Having this type of life insurance gives you peace of mind that your family and next of kin are protected upon your death.
Protecting your livelihood
If you have your own business, it makes sense that you would want to protect your source of income if something happens. There are different types of business protection, depending on the type of cover you need. Broadly speaking, it will ensure that your business continues to run if key employees suffer from serious illness or die.
If you have no protection cover in place, then act today as tomorrow may be too late. The driving cost factors on these policies are Age, Health and smoking status, so the longer we leave it, the more expensive it becomes. Tomorrow your health may change, so don’t delay in putting something in place when you’re fit and healthy.
Please contact us to help to identify the most suitable policy. We are happy to discuss the options available.