Blog
Learn more about planning your financial future.
Getting Mortgage Ready as a First Time Buyer
Buying your first home can be a very daunting yet exciting experience. It may very well be the biggest transaction you ever make in your life, so you need to be certain when making this huge financial decision. If you're a first time buyer, there are some things that...
3 Reasons to Start Investing
Investing may seem like a very complicated and daunting thing to get into for those with little to no experience. However, it is actually much simpler than you might think. You don’t need to be the next Warren Buffet to be a successful investor. You have to start...
The Pension Tax Deadline
It could be claimed that the most important saving an individual should do is to contribute into their pension fund. Arguably, saving should be the very first thing you do whenever you get paid, before you have the chance to spend that money someplace else. If you’re...
Defined Contribution Pension Schemes
Defined Contribution Pension Schemes are a type of occupational pension scheme. Under a defined contribution scheme, you and your employer together contribute to build up a retirement account for you. This retirement account should grow over the course of your working...
Defined Benefit Pension Schemes
Defined Benefit Pension Schemes are a type of occupational pension scheme. Under a Defined Benefit Scheme, there is typically a commitment to pay you a retirement income which is calculated based on years of service and salary. You would normally have the option to...
Executive Pensions
If you have established a successful company that is profitable, then the company should serve you, and in order to do this, you need to be able to extract wealth from the company in the most tax-effective manner possible. As a company director, you have substantial...
Personal Pensions
In this week's blog post, we outline Retirement Annuity Contracts, or as they are more commonly known - Personal Pensions. As we edge closer to the tax filing deadline, contributions to this scheme are used by many to reduce their tax liabilities. Personal Pensions...
It’s Never too Soon to Start Your Pension
Pensions are often overlooked and put off until later in life. Many people in their 20s and 30s put their pension on the long finger, as it may not be a priority. However, starting early is the best thing you can do for your pension and it doesn't cost as much as you...