A Guide To Income Protection

A Guide To Income Protection

The thought of being unable to work due to injury or illness is extremely daunting. But life can be unpredictable and often throws a curveball in our direction. If you’re unsure how you would get by financially if you were unable to work, you might want to consider...
The Game of Patience When Investing

The Game of Patience When Investing

Saving and investing are often used interchangeably. While there are certainly differences between them, for the purposes of this article you can assume I am referring to both regular savers (non bank account) and lump sum investments.   Investing in stock...
The Benefits of Having a Pension

The Benefits of Having a Pension

Pensions are such an important part of a solid financial plan. Planning for your retirement is often overlooked and put on the long finger which is one of the biggest mistakes people make with their finances. It is never too early or too late to take control of your...
Preparing For Retirement

Preparing For Retirement

How can I prepare for retirement? Before we ever look at when you can retire, we need to first examine how to prepare for your retirement. Many people focus on ‘their number’, i.e. how much they need to have in their pension pot before they can retire. This is...
Post-Retirement Options

Post-Retirement Options

When you reach retirement, you have an important financial decision to make regarding your pension fund and how it could be best used to meet you and your family’s needs in the future. Two of the most important factors you should consider are the way in which you wish...
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