Group Pension

Schemes & Risk Benefits.

Group Pension Schemes

Our group pension team make pension scheme provision easy.  One company, one contact, and a unique service package to assist you to manage all your employees’ benefits needs.

Employer Pension Responsibilities

Employers are required by law to offer their employees access to a Personal Retirement Saving Account (PRSA), however, the employer does not have to contribute.  Offering a more comprehensive benefits package can have lots of advantages to employers and we offer a hassle-free service to help you implement better benefits for your employees.

Why Offer a Group Pension Scheme and/or Group Risk Scheme?

Attract New Employees

The most effective way of attracting and retaining key employees is by offering an appealing pension and death benefits package. A group pension scheme promotes an image of a caring employer which will give any company an edge over competitors when it comes to recruitment.

Employee Loyalty

A group pension scheme that includes an employer contribution is an indication to your employees that as their employer you are concerned with their current and future well being. It shows a level of commitment and indicates that you want them with your company for the long term, which in turn should promote more loyalty and company buy in from your employees.

Tax Efficiency

Providing a group pension scheme is tax efficient. All company contributions receive tax relief against corporation tax plus company owners and directors can be included for death benefits even if they want to keep their pension benefits separate.  This means company owners can route the cost of their own life cover through the company.

Added Benefits

We ensure your staff can avail of our expert knowledge for their own financial situation. Whether that is for mortgage planning, pension planning, saving or investing we can assist them showing your further commitment to their financial security.

 

OUR PROCESS 

Chat – Discover – Analyse – Present – Implement – Monitor & Support

Saving For Your Children’s Education

Saving For Your Children’s Education

No matter what stage of education your child is at, it’s a good idea to plan ahead for college fees as 6 in 10 parents in Ireland expect to get into debt because of third-level education costs for their child.  We want to take some of the pressure off you while...

Future Proofed – Your Ultimate Guide to Pensions

Future Proofed – Your Ultimate Guide to Pensions

The good news is that we are now living longer than ever before. The latest statistics suggest that people in Ireland can expect to live to 81.5 years on average. Consider this – longer life means we will need to provide ourselves with an income for a longer period of...

Pensions for the Self-Employed

Pensions for the Self-Employed

If you are a self-employed individual, it is important to know that there is a difference when it comes to pension planning as a sole trader vs if you are trading as part of a limited company. Typically, a Personal Pension is the better option for a sole trader. If...

We are with you every step of the way.

Book a complimentary chat with one of our advisors

to learn more about Group Pension Schemes & Risk Benefits.

Subscribe to learn more about planning your financial future.

You have successfully subscribed.